• NAAIO

    Needs

    You

    Now

    NNYN

  • NNYN—How Will NAAIO Use Financial Support to Protect Your “Bottom Line”?
    • Comment & lobby DOJ on new ADA rules
      • Avoid crushing expense of adding voice guidance to existing ATMs
    • Comment & lobby the Federal Reserve on implementation of Dodd-Frank
      • Eliminate exclusive network cards
    • Support DOJ investigation of network price fixing
      • Enable variable surcharging = higher revenues
    • And much more!

  • It Used To Be “Easy”
    • Networks paid fair interchange to drive widespread deployment of ATMs
    • The market responded
    • Off premise ATM growth skyrocketed
    • ISOs flourished
      – So did their vendors

  • It Used To Be “Easy”

  • It Used To Be “Easy”
    • But now growth has leveled off or declined
    • Networks have cut ISO's interchange... and raided fees substantially
    • Networks are trying to eliminate cash $
    • With POS cash back growth, networks may try to eliminate ATMs
    • ISOs and their vendors are threatened

  • ISOs And Their Vendors Must Act

    • NNYN!!!
    • Networks are NOT responding to consumer/market demand
    • Networks are manipulating the markets to their own benefit... by squeezing out ISOs
    • Generating more transactions and fees for themselves

  • ISOs And Their Vendors Must Act

    • Consumers are harmed by having less acess to cash and paying higher net fees
    • For this reason, NAAIO has the legal and public policy "high ground"
    • With sufficient resources and targeted efforts, NAAIO can make a difference
    • NNYN!!!

  • ISOs And Their Vendors Must Act

    • What will NAAIO accomplish with your help?
      • End anticompetitive pricing and rules by networks
      • Restrict or eliminate networks' efforts to get banks to issue "single bug" cards
      • Make convenience fees and bank fees more competitive

  • ISOs And Their Vendors Must Act

    • What will NAAIO accomplish with your help?
      • Maintain consumer's ability to access cash from hundreds of thousands of ATMs with reasonable fees
      • Maintain the health of the ATM industry... and the health of ATM vendors

  • ISOs And Their Vendors Must Act

    • NAAIO has established a budget for the necesary efforts
    • NAAIO has assembled a team to implement the efforts
    • NAAIO is the only trade association whose loyalties are not split
    • With your help, NAAIO will make a difference!

  • NNYN - What Does NAAIO Need?

    • Financial support
    • Coordinated lobbying
    • Information and data to support lobbying and legal efforts -(Under non-disclosure agreements)
    • Public relations support
    • Volunteer time

  • NAAIO

    Needs

    You

    Now

    NNYN